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Lisa Vallejo (CA Insurance License #0E29231) is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of CA. No insurance business may be conducted outside of these states referenced.

Lisa Vallejo is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of CA. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is New York Life Company.

Margaret May Insurance & Financial Services is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Margaret May Insurance & Financial Services and its employees nor NYLIFE Securities LLC or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.